SERVICE CHARGES FOR VARIOUS SERVICES OFFERED BY THE BANK | Bankers Cheques | Demand Drafts

HOME LOANS

>>> Housing Loan @ 8.25% p.a
>>> Easy Repayment Schedules upto 240 Months.
>>> No Pre Payment charges.

Mortagage Loans

>>> Mortagage loans @ 10.00% p.a.
>>> Easy Repayment Schedules upto 240 Months.
>>> 0.25% interest rebate for prompt repayment

Fixed Deposits

>>> 7 days to 30 days @ 3.00%
>>> 31 days to 90 days @ 4.00%
>>> 91 days to 179 days @ 4.50%
>>> Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation

Savings Accounts

>>> Minimum balance of Rs. 1,000/-
>>> 3.5% Interest for saving account.
>>> SMS Alearts
>>> NEFT and RTGS arranged on demand.
>>> Interest on Savings Account is credited at the end of every quatrer.

Current Accounts

>>> Minimum balance of Rs. 1,000/-
>>> RTGS & NEFT Facilities.
>>> Over Draft Facilities.
>>> Current Account for Partnership Firms.
>>> Current Account for Individuals & HUF.
>>> Current Account for Trusts / Clubs / Associations.
>>> Current Account for Companies.

1. Charges for issue of Demand Draft / Banker’s Cheque

Amount

Fees / Charges

up to Rs. 10,000

Rs. 30.00

Rs. 10,001 - Rs. 30,000

Rs. 40.00

Rs. 30,001 – Rs. 50,000

Rs. 60.00

Rs. 50,001 – Rs. 60,000

Rs. 70.00

Rs. 60,001 – Rs. 70,000

Rs. 80.00

Rs. 70,000 – Rs. 80,000

Rs. 90.00

Rs. 80,001 – Rs. 1,00,000

Rs. 118.00

Above Rs. 1,00,000

0.118% (with a Max of Rs. 5000/-)

2. Charges for issue of cheque books

a) For Savings A/c per leaf Rs. 1.00

b) For Current A/c per leaf Rs. 2.00

service charges for deposit products (For Operative accounts)

Sl No.

Fees / Charges

Charges

SB Non maintenance of Minimum Balance

Rs. 100/- per half year

SB Account Closure Chartges

Rs. 50/-

Duplicate Pass book issue charges

Rs. 50/-

Savings Account Cheque Book Charges

Rs. 1.00/- per cheque leaf.

Current Accounts :
Non maintenance of minimum balance

Rs. 100/- per half year

Current Account Closure charges

Rs. 50/-

Stop Payment Instructions :
For Savings account , Current Account and Overdraft Account

Rs. 100/- per cheque. If the stop payment instructions are for more than 3 cheques. Rs. 300/-

Outward Cheque Return charges

Rs. 75/- per instrument

Inward Cheque Return Charges

Rs. 150/- per instrument upto 5.00 Lakhs then + 75/- for every Lakh with a maximum of Rs. 2500/-

Signature Attestation

Rs. 50/-

Statement Verification

Rs. 50/-

LOCKER RENT

Sl No

Locker Type

Dimension

Rent Per Year

A -TYPE

5 x 6 x 9 Inches

Rs. 750 + GST

B -TYPE

5 x 14 x 9 Inches

Rs. 1500 + GST

C -TYPE

7 x10 x 19 Inches

Rs. 1500 + GST

D -TYPE

11 x 14 x 19 Inches

Rs. 3600 + GST

E-TYPE

7 x 21 x19 Inches

Rs. 3600 + GST

F -TYPE

16 x 21 x 19 Inches

Rs. 7000 + GST

NEFT service CHARGES

Amount

Fees / Charges

NEFT up to Rs. 10000

Rs. 2.00 + GST

NEFT Rs. 10000 to 1 lakh

Rs. 4.00 + GST

NEFT Rs. 1 lakh to 2 lakhs

Rs. 12.00 + GST

Pl Note : GST 18% Applicable

RTGS Service CHARGES

Amount

Fees / Charges

RTGS Rs. 2 lakhs to 5 lakhs

Rs. 20.00 + GST

RTGS Rs. 5 lakhs and above

Rs. 40.00 + GST

Pl Note : GST 18% Applicable

atm card charges

Particulars

Fees / Charges

Issue of Duplicate card

Rs. 300.00

Duplicate Pin Generation Charges

Rs. 35.00

POS Machine charges

Particulars

Fees / Charges

POS Machine Rental per month per machine

Rs. 300.00