CURRENT ACCOUNT FEATURES

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING :
Any of the following documents along with PAN Card & authenticated photograph thereon. [Copy to be verified from the original will be kept on record]

1. Passport
2. PAN card
3. Voter’s Identity Card
4. Driving licence
5. Job card issued by NREGA duly signed by an officer of the State Government
6. The letter issued by UIDAI containing details of name, address and Aadhaar number
7. Photo Identity card issued by Public authorities (subject to the bank’s satisfaction)
8. Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank.
9. Married woman identity proof with maiden name, if supported with a verified true copy of marriage certificate
10. Credit card with photo together with statement of such card, not more than three months old.
11. Registered Property document with photo identity
12. Arms License issued by State / Central Government of India.
13. Freedom fighter’s pass issued by Ministry of Home Affairs, Government of India with photograph of applicant.
14. Employee State Insurance Card (ESIC) with photograph supported by latest month’s pay slip..
15. [For Small Accounts] Talati / Patwari (a local govt. official) attestation by way of putting rubber stamp and signature. Gram Sarpanch / Mukhiya attestation by way of putting rubber stamp and signature

NOTE:
a) If the address on the document submitted for identity proof by the prospective customer is same as that declared by him/her in the Account Opening Form (AOF), the document may be accepted as a valid proof of both identity and address.
b) If the address indicated on the document submitted for identity proof differs from the current address mentioned in the AOF, a separate proof of address should be obtained.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
In addition to KYC documents of all partners / authorized persons of the concern, the following documents be obtained:

1. Registration Certificate, if registered.
2. Partnership Deed.
3. Power of Attorney granted to a partner or an employee of the firm to transact the business on its behalf.
4. Any officially valid documents identifying the partners and the persons holding the Power of Attorney and their addresses.
5. Telephone bill in the names of the firm / partners.
6. PAN Allotment letter / GIR No. / Form 60/61.
   
7. Names & Address of the Partners/Authorised Signatories and Recent Passport Photographs duly self attested.
   
   

CURRENT ACCOUNT FEATURES

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:

In addition to KYC documents of the Proprietor, any two of the following in the name of the firm:

1. Registration Certificate (in the case of registered concern).
2. Certificate/licence issued by the Municipal authorities under Shop & Establishment Act.
3. Sales and Income Tax Returns.
4. CST/VAT Certificate.
5. Certificate/registration document issued by Sales Tax/Service, Tax/Professional Tax authorities.
6. Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food & Drug Control Authorities, registration/licensing document issued in the name of the proprietary concern by the Central Government or State Government Authority/Department, etc.
7. IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT, etc., as an identity document for opening of the Bank account etc.
8. The complete Income Tax Return (not just the acknowledgement) in the name of the sole proprietor where the firm’s income is reflected duly
   authenticated / acknowledged by the Income Tax Authorities.
9. Utility bills such as electricity, water and landline telephone bills in the name of the proprietary concern.

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:
In addition to KYC documents of the Managing Trustees/Founders/Managers/ Directors and their addresses, the following documents of Trust/ Club/ Society/Association are to be obtained:

1. Certificate of Registration, if registered.
2. Trust Deed.
3. Copy of Bye Laws.
4. Resolution of the Managing Body of Trust / Club / Society / Association / Foundation
5. Power of Attorney to transact business on its behalf.
6. Any officially valid documents identifying the trustees, settlors, beneficiaries and those persons holding the Power of Attorney, founders / managers/directors and their addresses and their addresses.
7. Telephone Bill in the name of the Trust / Club / Society / Association.
8. PAN allotment letter / GIR No. / Form 60/61.
9. Names & Addresses of the Trustees/Managing Committee Members/Authorised signatories.
   
10. Recent Passport Photographs of Managing Trustees / Members / Directors duly self attested.
    
    

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:

In addition to KYC documents of the Directors of the company, the following documents should be obtained

1. Certificate of Incorporation
2. Certificate of Commencement of Business (in case of Public Ltd Co.)
3. Memorandum & Articles of Association duly certified by a Director/Secretary as true copy.
4. A copy of the latest Audited Balance Sheet & Profit and Loss Account in case of Public Ltd. Company.
5. Duly certified Resolution passed by its Board of Directors to open an account and identification of those who have authority
   to open and operate the account.
6. Power of Attorney granted to its Manager's , officer/s or employees to transact business on its behalf.
7. Copy of PAN/Allotment Letter
8. Copy of Telephone Bill
   
   

CURRENT ACCOUNT FEATURES

KYC DOCUMENT REQUIREMENTS FOR ACCOUNT OPEANING:

In addition to KYC documents of Karta and Major Co-parceners, the following documents should be obtained:

1. Declaration of HUF and its Karta
2. Telephone Bill in the name of the HUF.
3. Recent Passport Photographs duly self attested by Karta and major co-parceners.
4. PAN Allotment letter /GIR No. / Form60/61.
5. Names and addresses of Karta and Major Co-parceners.