@Chartered Shakari Bank Niyamitha
   
+91-80-25526266
info@csbank.in
 
  online login

HOME LOANS

>>> Housing Loan @ 8.25% p.a
>>> Easy Repayment Schedules upto 240 Months.
>>> No Pre Payment charges.

Read more
image01

Mortagage Loans

>>> Mortagage loans @ 10.00% p.a.
>>> Easy Repayment Schedules upto 240 Months.
>>> 0.25% interest rebate for prompt repayment

Read more
image01

Fixed Deposits

>>> 1 year to less than 2 years & @ 7.25%.
>>> 2 years to 10 Years @ 7.00%.
>>> Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation

Read more
image01

Savings Accounts

>>> Minimum balance of Rs. 1,000/-
>>> 3.5% Interest for saving account.
>>> SMS Alearts
>>> NEFT and RTGS arranged on demand.
>>> Interest on Savings Account is credited at the end of every quatrer.

Read more
image01

Current Accounts

>>> Minimum balance of Rs. 1,000/-
>>> RTGS & NEFT Facilities.
>>> Over Draft Facilities.
>>> Current Account for Partnership Firms.
>>> Current Account for Individuals & HUF.
>>> Current Account for Trusts / Clubs / Associations.
>>> Current Account for Companies.

Read more
image01
 
over draft

Purposes  : 
overdraft may granted for
a. Traders and Business people against mortgage of property.

Eligibility of overdraft : Should posses a current account at our bank with business proof.

Maximum Limit :  The maximum limit of overdraft shall be limited to Rs. 5 crores subject to value of Sureties provided.

Period : The tenure of this facility will be given for a period of 1 Year and renewed subject to satisfactory performance of the a/c.

Co-obligants (Sureties) : There shall be atleast one co-obligant / surety owing immovable property / salaried persons / or such other persons as decided by the Bank from time to time.

Security :  The overdraft shall be secured by Mortgage of un-encumbered immovable property belonging to the applicant situated within the jurisdiction of the bank.

Rate of Interest :  The Rate of Interest chargable at present is 11.50% per annum. which may vary subject to the loan policy of the bank from time to time.

Penal Interest : Penal Intrest shall be charged at 2% pa above the normal intrest rate on overdue loans.

Share Linking : The Borrower shall hold shares of the bank to the extent of 1% of loan amount sanctioned.

Processing fee : 0.25% of loans amount + GST will be charged as processing fee.

Valuation fee : Rs.5,000/- + GST will be charged as Valuation fee.
 

about us banking Services loans Announcement contacts
about C S bank
Board of directors
Management team




 Savings Account
Current Accounts
Fixed Deposits
Shares
Deposit Intrest Rate

 Service Charges
Safe Deposit lockers
Bankers Cheques
RTGS / NEFT
Net Banking

 

 home loan
mortagage loan
personal loan
Over draft facility
Loan Interest rates
 calender
annual report
BYE LAW book
Recruitments
Bank Holidays		 Corporate Office:
Chartered Sahakari Bank Niyamitha
No. 1, 1st Main, 1st Block Koramangala,
Bangalore - 560 034.

Phone : +91 080 2552 6266.
Fax : +91 080 2552 6299
E-mail : customercare@csbank.in
 
© 2015 Chartered Sahakari Bank Niyamitha Designed by CKR INFOTECH