@Chartered Shakari Bank Niyamitha
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>>> Constructions loans @ 7.5% p.a upto 70 Lakhs.
>>> Easy Repayment Schedules upto 240 Months.
>>> No Pre Payment charges.

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Mortagage Loans

>>> Mortagage loans @ 10.25% p.a.
>>> Mortagage Loan - Rental @ 9.00% p.a.
>>> Easy Repayment Schedules upto 240 Months.
>>> 0.5% interest rebate for prompt repayment

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Fixed Deposits

>>> 1 year to less than 2 years & @ 6.25%.
>>> 2 years to 10 Years @ 6.25%.
>>> Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation

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Savings Accounts

>>> Minimum balance of Rs. 1,000/-
>>> 4% Interest for saving account.
>>> SMS Alearts
>>> NEFT and RTGS arranged on demand.
>>> Interest on Savings Account is credited at the end of every quatrer.

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Current Accounts

>>> Minimum balance of Rs. 1,000/-
>>> RTGS & NEFT Facilities.
>>> Over Draft Facilities.
>>> Current Account for Partnership Firms.
>>> Current Account for Individuals & HUF.
>>> Current Account for Trusts / Clubs / Associations.
>>> Current Account for Companies.

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over draft

Purposes  : 
overdraft may granted for

a. Traders and Business people against mortgage of property.

Eligibility of overdraft : Should posses a current account at our bank with business proof.

Maximum Limit :  The maximum limit of overdraft shall be limited to Rs. 5 crores subject to value of Sureties provided.

Period : The tenure of this facility will be given for a period of 1 Year and renewed subject to satisfactory performance of the a/c.

Co-obligants (Sureties) : There shall be atleast one co-obligant / surety owing immovable property / salaried persons / or such other persons as decided by the Bank from time to time.

Security :  The overdraft shall be secured by Mortgage of un-encumbered immovable property belonging to the applicant situated within the jurisdiction of the bank.

Rate of Interest :  The Rate of Interest chargable at present is 11.50% per annum. which may vary subject to the loan policy of the bank from time to time.

Penal Interest : Penal Intrest shall be charged at 2% pa above the normal intrest rate on overdue loans.

Share Linking : The Borrower shall hold shares of the bank to the extent of 1% of loan amount sanctioned.

Processing fee : 0.5% of loans amount will be charged as processing fee.


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Corporate Office:
Chartered Sahakari Bank Niyamitha
No. 1, 1st Main, 1st Block Koramangala,
Bangalore - 560 034.

Phone : +91 080 2552 6266.
Fax : +91 080 2552 6299
E-mail : customercare@csbank.in

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