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HOME LOANS

>>> Housing Loan @ 8.25% p.a
>>> Easy Repayment Schedules upto 240 Months.
>>> No Pre Payment charges.

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Mortagage Loans

>>> Mortagage loans @ 10.00% p.a.
>>> Easy Repayment Schedules upto 240 Months.
>>> 0.25% interest rebate for prompt repayment

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Fixed Deposits

>>> 1 year to less than 2 years & @ 7.25%.
>>> 2 years to 10 Years @ 7.00%.
>>> Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation

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Savings Accounts

>>> Minimum balance of Rs. 1,000/-
>>> 3.5% Interest for saving account.
>>> SMS Alearts
>>> NEFT and RTGS arranged on demand.
>>> Interest on Savings Account is credited at the end of every quatrer.

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Current Accounts

>>> Minimum balance of Rs. 1,000/-
>>> RTGS & NEFT Facilities.
>>> Over Draft Facilities.
>>> Current Account for Partnership Firms.
>>> Current Account for Individuals & HUF.
>>> Current Account for Trusts / Clubs / Associations.
>>> Current Account for Companies.

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loan interest rates
Loan Type Interest Rate
Housing Loan
8.25%
Vehicle Loan 8.75%
Education Loan (mortg) 9.00%
Mortagage Loan 10.00%
Over Draft 10.25%
Loans Interest Rate With effect from 1st April 2024.
 
interest rates on Fixed deposit
PERIOD GENERAL SR. CITIZEN
31 days to 90 days 4.00% 4.00%
91 days to 179 days 4.50% 4.50%
6 months to less than 1 year 5.75% 5.75%
1 year to less than 2 years 7.25% 7.75%
2 years to 10 Years 7.00% 7.50%
Savings Deposit Account Rate of Interest @ 3.5% P.A.
Deposit Interest Rate With effect from 1st December 2023.

Ps Note : Senior Citizen (Over 60 Years). Incentive scheme by way of refunding 0.25% to all the term loans other than Housing Loan and Mortgage Loan  (Rental Scheme) for prompt repayment of loan and the refund of interest for eligible borrowers once in 6 months at the end of September and March of the year
   
1. Charges for issue of Demand Draft / Banker’s Cheque
Amount Fees / Charges
up to Rs. 10,000
Rs. 30.00
Rs. 10,001 - Rs. 30,000 Rs. 40.00
Rs. 30,001 – Rs. 50,000 Rs. 60.00
Rs. 50,001 – Rs. 60,000 Rs. 70.00
Rs. 60,001 – Rs. 70,000 Rs. 80.00
Rs. 70,000 – Rs. 80,000 Rs. 90.00
Rs. 80,001 – Rs. 1,00,000 Rs. 118.00
Above Rs. 1,00,000 0.118% (with a Max of Rs. 5000/-)
2. Charges for issue of cheque books
a) For Savings A/c per leaf Rs. 1.00
b) For Current A/c per leaf Rs. 2.00
 
NEFT service CHARGES
Amount Fees / Charges
NEFT up to Rs. 10000
Rs. 2.00
NEFT Rs. 10000 to 1 lakh
Rs. 4.00
NEFT Rs. 1 lakh to 2 lakhs
Rs. 12.00
Pl Note : GST 18% Applicable

RTGS Service CHARGES
Amount Fees / Charges
RTGS Rs. 2 lakhs to 5 lakhs
Rs. 24.00
RTGS Rs. 5 lakhs and above Rs. 47.00
Pl Note : GST 18% Applicable

 



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Corporate Office:
Chartered Sahakari Bank Niyamitha
No. 1, 1st Main, 1st Block Koramangala,
Bangalore - 560 034.


Phone : +91 080 2552 6266.
Fax : +91 080 2552 6299
E-mail : customercare@csbank.in
 
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