@Chartered Shakari Bank Niyamitha

HOME LOANS

Constructions loans @ 9.50% p.a upto 70 Lakhs.
Easy Repayment Schedules upto 240 Months.
No Pre Payment charges.
Easy Repayment Schedules upto 240 Months.

Mortagage Loans

Mortagage loans @ 13.00% p.a.
Easy Repayment Schedules upto 240 Months.
0.5% interest rebate for prompt repayment

Fixed Deposits

2 years & above @ 7.25%.
1 year to less than 2 years @ 7.50%.
Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation

Savings Accounts

Minimum balance of Rs. 1,000/-
4% Interest for saving account.
SMS Alearts
NEFT and RTGS arranged on demand.
Interest on Savings Account is credited at the end of every quatrer.

Current Accounts

Minimum balance of Rs. 1,000/-
RTGS & NEFT Facilities.
Over Draft Facilities.
Current Account for Partnership Firms.
Current Account for Individuals.
Current Account for Trusts / Clubs / Associations.
Current Account for Companies.
Current Acccount for HUF.
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Loan Type

Maximum Loan Limit

Interest Rate

Housing Loan

upto Rs. 70 Lakhs

9.50%

Mortagage Loan - Rental

upto Rs. 7 crores

12.00%

Mortagage Loan

upto Rs. 7 crores

13.00%

Personal Loan

Max Rs. 50,000/-

14.00%

Over Draft

upto Rs. 5 crores

13.00%

PERIOD

GENERAL

SR. CITIZEN

31 days to 90 days

5.25%

91 days to 179 days

6.50%

6 months to less than 1 year

7.50%

1 year to less than 3 years

8.00%

8.50%

3 years to 10 Years

7.75%

8.25%