>>> 7 days to 30 days @ 3.00%
>>> 31 days to 90 days @ 4.00%
>>> 91 days to 179 days @ 4.50%
>>> Deposits are covered under Insurance Scheme from Deposit Insurance and Credit Guarnatee Corporation
>>> Minimum balance of Rs. 1,000/-
>>> 3.5% Interest for saving account.
>>> SMS Alearts
>>> NEFT and RTGS arranged on demand.
>>> Interest on Savings Account is credited at the end of every quatrer.
>>> Minimum balance of Rs. 1,000/-
>>> RTGS & NEFT Facilities.
>>> Over Draft Facilities.
>>> Current Account for Partnership Firms.
>>> Current Account for Individuals & HUF.
>>> Current Account for Trusts / Clubs / Associations.
>>> Current Account for Companies.
We Chartered Sahakari Bank Niyamitha, would like to introduce ourselves as one of the prominent urban Co-operative Banks in Bangalore. The bank was Established during June 2000 in Koramangala 1st Block, Bangalore with an intention of attending to banking needs of the public, by assisting them to realize their dreams by providing an opportunity in saving their money and lending to those who seek monetary assistance for various development activities.
Loans Interest Rate With effect from 1st July 2025.
interest rates on Fixed deposit
PERIOD
GENERAL
SR. CITIZEN
7 days to 30 days
3.00%
3.00%
31 days to 90 days
4.00%
4.00%
91 days to 179 days
4.50%
4.50%
6 Months to 11 Months
5.75%
5.75%
12 Months to 24 Months
7.00%
7.50%
25 Months to 120 Months
6.75%
7.25%
Savings Deposit Account Rate of Interest @ 3.5% P.A.
Deposit Interest Rate With effect from 4th July 2025.
Ps Note : Senior Citizen (Over 60 Years). Incentive scheme by way of refunding 0.25% to all the term loans other than Housing Loan and Mortgage Loan (Rental Scheme) for prompt repayment of loan and the refund of interest for eligible borrowers once in 6 months at the end of September and March of the year
1. Charges for issue of Demand Draft / Banker’s Cheque